Split up the cost with Affirm
Choose from flexible payment plans, no late fees, hidden fees or compound interest.*
What is Affirm?
Affirm is one of Canada’s leading installment payment platforms, providing shoppers with payment solutions at their favourite retailers, both in-store and online. By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately while splitting up the cost over time.
Why Use Affirm?
EASY TO APPLY
Checking your eligibility is quick, simple and won’t impact your credit score. APPLY NOW.
No hidden fees
Affirm doesn’t charge late fees or hidden fees of any kind, ever.
Transparent
Affirm tells you the total amount you’ll pay up front. The number will never go up.
How Affirm Works
Fill Your Cart
Then select Affirm at checkout and enter a few details for a real-time decision. Seeing if you qualify for an Affirm payment plan will not affect your credit score.
Choose your plan
Select the payment plan that works for you, then confirm your loan. We’ll never charge more than you see up front.
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Bi-weekly or Monthly payment plans
FAQs
Are there requirements to use Affirm?
Yes. You’ll need:
- To be the legal age of majority in the province or territory in which you reside. 18 years of age (AB, MB,
- ON,PEI, QC, SK)/ 19 Years of age (BC, NB, NL, NT, NS, NU, YK)
- To be a resident of Canada
- A Canadian bank account or Visa/Mastercard debit card (your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout
How do I sign up?
If your purchase is eligible for payment with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for a real-time decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.
Does Affirm do a credit check?
When creating an Affirm account and seeing if you qualify, a soft credit check is performed. Soft credit checks will not affect your credit rating
Are there late, NSF or other fees?
Affirm does not charge late, NSF, annual, pre-payment or any other hidden fees.
Which payment methods are accepted
Affirm currently accepts pre-authorized debits from your Canadian bank account or a debit card. Available payment methods may vary depending on the payment plan selected. Please note that prepaid cards are not accepted.
How can I track my payments and access my Affirm account?
To access your account information, make payments and view your payment schedule, login to the Affirm app or Affirm customer portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
I still have questions.
For further information, please refer to the Affirm help center or get in touch here.
I was not able to complete an Affirm transaction. What happened?
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method.
Where can I find Affirm’s terms and conditions?
You can find them here.
Provincial and territorial regulatory requirements can vary. Consult your legal counsel for advice.
Locations Ready to Help You Finance With Affirm
CSN BRENNAN
4109 48 Ave
Stettler, AB T0C 2L0
403-742-3555
[email protected]
CSN BURNSLAND
43648 Burnsland Rd SE
Calgary, AB T2G 3Z2
403-265-6122
[email protected]
CSN INNISFAIL
5704 48 Ave
Innisfail, AB T4G 1R9
403-227-5711
[email protected]
CSN RED DEER
7493 49 Ave Crescent
Red Deer, AB T4P 1X6
403-343-3237
[email protected]
CSN BM COLLISION
7092 Curragh Ave
Burnaby, BC V5J 4V9
604-432-6768
[email protected]
CSN BC COLLISION
6101 Hastings St
Burnaby, BC V5B 1R9
604-299-3211
[email protected]
RITCHIE COLLISION
130 Pemberton Ave
North Vancouver, BC V7P 2R5
604-987-7111
[email protected]
CSN PARAMOUNT
30990 Peardonville Rd #100
Abbotsford, BC V2T 6K1
604-855-3302
[email protected]
CSN KELOWNA PERFORMANCE
2590 Enterprise Way
Kelowna, BC V1X 7X5
250-860-1400
[email protected]
CSN MARK V
1040 Clement Ave
Kelowna, BC V1Y 7E2
250-763-2738
[email protected]
CSN DAYTON
1960 Dayton St
Kelowna, BC V1Y 7W6
250-868-2693
[email protected]
CSN FRANKS
6235 BC-97
Vernon, BC V1B 3R2
250-545-6906
[email protected]
CSN ADVANCE
741 Pembroke St
Victoria, BC V8T 1H7
250-388-4491
[email protected]
CSN SUPERIOR
2104 Malaview Ave
Sidney, BC V8L 2E4
250-656-5581
[email protected]
CSN TOP GUN
3689 Opie Crescent
Prince George, BC V2N 1B9
250-563-1181
[email protected]
CSN ALASKA HI-WAY
10309 Finning Frontage Rd
Fort St John, BC V1J 8A9
250-785-3282
[email protected]
CSN AZORCAN
4188 BC-16
Terrace, BC V8G 3N3
250-635-5800
[email protected]
CSN BF COLLISION
38 Vic Turner Airport Rd
Dawson Creek, BC V1G 0G1
250-782-8853
[email protected]
CSN MARKHAM
7 Laidlaw Blvd
Markham, ON L3P 1W5
905-294-3443
[email protected]
CSN PETERBOROUGH
1811 Ashburnham Dr
Peterborough, ON K9L 1P8
705-813-8130
[email protected]
CSN HACKETTS
32 County Rd 3 RR 7
Belleville, ON K8N 0G1
613-962-1953
[email protected]
CSN STRATFORD
695 Wright Blvd
Stratford, ON N4Z 1H3
519-272-2728
[email protected]
CSN WHITE HORSE
138 Titanium Way
Whitehorse, YT Y1A 0E8
867-667-6595
[email protected]
Find out more information
*Disclosure : Rates from 0-31.99% APR (subject to provincial regulatory limitations). Payment options through Affirm Canada Holdings Ltd. (“Affirm”) are subject to an eligibility check and depend on purchase amount, payment terms, vary by merchant, and may not be available in all provinces/territories. Not all customers will be eligible for 0% APR. Minimum purchase and down payment may be required. For example, an $800 purchase could be 12 monthly payments of $72.21 at 15% APR for total repayment of $866.48 (credit charges of $66.48), or 4 interest-free payments of $200 every 2 weeks. Visit helpcenter.affirm.ca for more information.
